Legal Terms of Use & Privacy Statement TERMS OF USE

These terms of use (“TOU”) apply to Retire With Carla Enterprises (“RWCE”) and the website www.RetireWithCarla.com (“Website”) . PLEASE READ THESE TOU CAREFULLY. By accessing or using this website, you, either an individual or a single entity ("you" or "your" as applicable), are bound by the notices, terms and conditions in this TOU and, as applicable, elsewhere on www.RetireWithCarla.com including but not limited to our Privacy Policy. RWCE reserves the right to change the TOU at any time, without notice to you. The latest version of the TOU can be reviewed on this page. If you continue to use this website after RWCE posts changes to these TOU, you are signifying your acceptance of the new terms.

Please read this section carefully to understand the TOU. Description of Services and Products Through its website, RWCE provides you with access to various resources, including communication and information through the website (“Information”) and purchase of products and services (“Products”). Information and Products are subject to the TOU. Warranties THIS WEBSITE IS FOR INFORMATIONAL PURPOSES ONLY. THE INFORMATION FOUND ON THIS WEBSITE IS PROVIDED “AS IS,” WITHOUT WARRANTY OF ANY KIND, AND RWCE AND/OR ITS DEALERS, ASSOCIATES, AGENTS AND LICENSORS HEREBY DISCLAIM ALL WARRANTIES WITH REGARD TO INFORMATION OR PRODUCTS INCLUDING ALL WARRANTIES OF MERCHANTABILITY, WHETHER EXPRESS, IMPLIED OR STATUTORY, FITNESS FOR A PARTICULAR PURPOSE, EXPECTATIONS OF PRIVACY OR INFRINGEMENT. RWCE AND/OR ITS DEALERS, ASSOCIATES, AGENTS, LICENSORS DO NOT WARRANT THAT THE FUNCTIONS OF THIS WEB-SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEB-SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES. RWCE AND/OR ITS DEALERS, ASSOCIATES, AGENTS, LICENSORS DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE INFORMATION IN THIS WEB-SITE IN TERMS OF ITS CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. Limitation of Liabilities IN NO EVENT SHALL RWCE AND/OR ITS DEALERS, ASSOCIATES, AGENTS, LICENSORS BE LIABLE FOR ANY SPECIAL, INDIRECT, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, CORRUPTION OF DATA, OR LOSS OF PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION AND PRODUCTS. THE TOTAL LIABILITY OF RWCE AND/OR ITS DEALERS, ASSOCIATES, AGENTS AND LICENSORS UNDER ANY PROVISION OF THESE TOU, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, SHALL BE LIMITED TO THE TOTAL DOLLAR AMOUNT ACTUALLY PAID FOR THE INFORMATION OR PRODUCTS GIVING RISE TO THE LIABILITY.

User Conduct: As a condition of use, you agree not to use this Website for any purpose that is unlawful. You agree to abide by all applicable local, provincial, national and international laws and regulations, including, without limitation, all intellectual property laws (such as, Canadian copyright laws). Any unauthorized use of this Website is expressly prohibited. Website Content: Content on this Website is meant for all audiences. As a user of the website and/or member of the RWCE, you understand that you will be exposed to a variety of videos, audios and written material by viewing this website and/or joining the RWCE. You further understand and acknowledge that you may be exposed to material on the videos that is offensive or objectionable, and you agree to waive, and hereby do waive, any legal or equitable rights or remedies you have or may have against RWCE with respect thereto, and agree to defend, indemnify and hold harmless RWCE, its parent corporation, its subsidiaries, its licensors, and their respective officers, directors, employees and agents to the fullest extent allowed by law regarding all matters related to your use of this Website or participation in the RWCE. No Unlawful Use By using the Information and Products, you agree that you will not use the Information or Products for any purpose that is unlawful or prohibited by these TOU. You agree to comply with all applicable laws, rules and regulations from the Canada or the country in which you reside. PRIVACY STATEMENT

For each visit to its website, RWCE only collects your IP address when you subscribe to the database in order to monitor website traffic. RWCE does not collect personal information from you unless you voluntarily provide it to RWCE. You voluntarily provide your e-mail address when you submit information through the web-site. For example, RWCE collects your e-mail address when you post messages to our discussion forums, complete online web forms, communicate with RWCE by e-mail, or when you make postings to our chat areas. It is completely optional for you to participate in the foregoing. The information RWCE collects is used to improve the content of its website, to notify you about updates to its website and for marketing purposes that target your specific needs. RWCE does not use cookies to retrieve information from your computer. We do not share, rent or sell any personal information about you to any third parties.

We do not share, rent or sell your e-mail address or any other contact information to third parties. RWCE will not disclose any personal information about you except when you give authorization, or when RWCE is required to do so by law. Periodically, RWCE may send you information regarding products, services or upcoming events through direct mailings or e-mails. If you do not want to be included on RWCE’s marketing lists, you may opt out through the unsubscribe link at the bottom of the emails, by sending an e-mail to Don@RetireWithCarla.com or by mail to Retire With Carla Enterprises at 1400 Salter Street New Westminster, BC V3M 6Z4 Canada stating that you do not want to be included on RWCE’s marketing list.

Other third party web-sites may be accessed through RWCE’s web-site. The privacy practices of third party web-sites are not covered by RWCE’s privacy statement and RWCE is not responsible for the privacy practices or content of other third party web-sites. RWCE does not claim ownership of materials you provide to RWCE, including testimonials regarding any product or service for review by visitors of the web-site (“Testimonial”). However, by posting a Testimonial you are granting RWCE permission to use your Testimonial in connection with promoting its products and services on the web-site. You will not be compensated for your Testimonial and RWCE is not required to use your Testimonial. RWCE may remove your Testimonial at any time. By using the web-site, you consent to the collection of information as outlined in this Privacy Statement. RWCE reserves the right to change this Privacy Statement at any time. RWCE takes special steps to safeguard the privacy of children. It is important for children to get permission from their parents before accessing or supplying any personal information to RWCE. We will never knowingly collect personally identifiable information from people under eighteen (18) years of age. If you would like to contact us regarding this Privacy Statement, please write to us at Retire With Carla Enterprises at 1400 Salter Street New Westminster, BC V3M 6Z4 Canada.